TAILORED INSURANCE SOLUTIONS FOR MANUFACTURERS, WHOLESALERS AND DISTRIBUTORS
At American Eagle Insurance Agency, we understand the distinct challenges faced by manufacturers, wholesalers, and distributors. From safeguarding your inventory and equipment to mitigating liability risks, our comprehensive insurance solutions are designed to protect your business and ensure its continued success.
WHY CHOOSE INSURANCE FOR MANUFACTURERS AND DISTRIBUTORS?
Operating in the manufacturing, wholesale, and distribution industries involves managing inventory, equipment, and logistics—each with unique risks. Our insurance solutions are customized to address these challenges and help protect against property damage, liability claims, and interruptions to your operations.
COVERAGES RECOMMENDED FOR WHOLESALERS, DISTRIBUTORS & MANUFACTURERS
American Eagle Insurance Agency offers comprehensive property coverage for wholesalers and distributors, protecting owned or leased property such as computers, supplies, and equipment. Our policies include optional extensions for specialized needs, such as logistics-related expenses and contingent business income. Coverage can also be expanded to newly acquired properties for growing businesses.
General liability insurance helps protect your business from claims of property damage, including rented property, and accidents that occur during operations. It also safeguards your business assets against lawsuits for negligence, personal injury, libel, slander, errors, and omissions. Customizable to meet the needs of your business, this coverage is essential for wholesalers and distributors.
Our customizable solutions protect against the physical loss or damage of computer hardware, software, and data. This coverage extends to portable equipment used during business travel, ensuring your digital assets are safeguarded wherever your business takes you.
Protect your warehouses and distribution centers from flood damage with our specialized flood insurance. This coverage helps repair or replace structures and contents affected by flooding, ensuring your business can recover quickly from such events.
Recovering or reconstructing lost or damaged account records can be costly. This coverage helps your business reissue invoices and collect outstanding balances, minimizing financial disruptions.
If your business operations are interrupted due to a utility service failure caused by a covered event, this coverage helps replace lost income and keeps your business running smoothly.
Cybersecurity insurance protects against risks such as data breaches, hacking, malware, rogue employee actions, and hardware theft. This comprehensive solution covers both third-party liabilities and first-party risks, ensuring your business is prepared for the digital age.
Our management liability coverage provides essential protection for business leaders and management teams, including:
- Directors and Officers Liability (D&O): Safeguards against losses arising from management decisions and company operations.
- Employment Practices Liability (EPL): Covers claims related to workplace disputes, such as discrimination, harassment, wrongful termination, and more.
- Fiduciary Liability: Protects against claims related to the administration of employee benefit plans.
- Crime Coverage: Shields your business from employee theft, fraud, and other crimes.
- Kidnap, Ransom, and Extortion Coverage: Provides financial protection against these crises both domestically and internationally.
This coverage helps minimize risks during mergers and acquisitions, providing additional confidence during business transitions.
American Eagle Insurance Agency offers tailored insurance solutions for U.S.-based companies with international operations. Whether covering employees traveling abroad or overseas enterprises, our coordinated policies provide seamless global protection.
Umbrella and excess liability insurance provides additional financial protection, covering claims that exceed the limits of your primary liability policies.
Workers’ Compensation Insurance provides benefits to employees injured on the job, covering medical expenses and lost wages.
Commercial Auto Insurance covers vehicles used for deliveries or business operations, including protection for leased or rented vehicles.
ADDITIONAL COVERAGE OPTIONS:
- Flood Insurance: Protects your property and inventory from flood damage.
- Directors and Officers Liability: Safeguards your management team against claims of negligence or wrongful acts.
- Employment Practices Liability: Covers claims arising from workplace disputes, including wrongful termination or harassment.
- Crime Coverage: Protects against losses from employee theft or fraud.
- Kidnap/Ransom & Extortion Insurance: Provides financial protection against unexpected crises both domestically and internationally.
- Product Liability Insurance: Protects your business from claims related to injuries or damages caused by your products.
- Equipment Breakdown Insurance: Covers repair or replacement costs if your machinery or equipment is damaged due to mechanical failure.
- Business Income Insurance: Provides financial support if operations are interrupted by a covered loss, such as fire or power outages.
- Product Recall Insurance: Helps cover the costs of retrieving defective or unsafe products from distributors, retailers, or consumers.
SCENRIOS WHERE COVERAGE MATTERS
- Property Damage: A fire damages a distributor's warehouse, requiring repairs and replacement of inventory. Property insurance covers the costs.
- Product Liability: A defective product causes injury to a consumer. Product liability insurance helps cover legal and settlement costs.
- Employee Injury: A worker is injured while operating machinery. Workers’ compensation insurance provides medical benefits and wage replacement.
- Transit Losses: Goods are damaged during shipment to a client. Marine insurance covers the loss and helps maintain customer relationships.
WHO NEEDS OUR INSURANCE SOLUTIONS?
Our coverage is designed for a wide range of businesses, including:
- Food and beverage distributors
- Furniture and appliance wholesalers
- Small manufacturing operations
- Import/export businesses
- Craft breweries and specialty manufacturers
- Bakery distributors
- Camera supplies distributors
WHY AMERICAN EAGLE INSURANCE AGENCY?
Since 1967, American Eagle Insurance Agency has been a trusted partner for businesses across industries. We provide:
CUSTOMIZED POLICIES
Our insurance solutions are tailored to address the specific needs of manufacturers, wholesalers, and distributors. From specialized equipment to liability coverage, we create policies that fit your unique operations.
RESPONSIVE SERVICE
Our knowledgeable team provides expert guidance and quick support, ensuring your questions are answered and claims are handled efficiently. We’re here when you need us most.
PROVEN RELIABILITY
With over five decades of experience, we’ve built a reputation for trust and dependability. Businesses rely on us to deliver protection and peace of mind.
PROTECT YOUR BUSINESS TODAY
Running a manufacturing, wholesale, or distribution business takes dedication, hard work, and careful planning. Let us help you protect what you’ve built with insurance solutions designed for your industry.
Contact American Eagle Insurance Agency today to learn more or request a personalized quote.